/* ============================================================
   Summit Benefits – base.css
   Target audience: pensioners 65-80 → large fonts, high contrast
   ============================================================ */

/* ── Design tokens ── */
:root {
  --navy:        #1e3a5f;
  --navy2:       #152d4a;
  --navy-light:  #274873;
  --gold:        #d97706;
  --gold-light:  #fef3c7;
  --gold-dark:   #b45309;
  --green:       #16a34a;
  --green-light: #dcfce7;
  --red:         #dc2626;
  --bg:          #f8fafc;
  --white:       #ffffff;
  --text:        #1a2238;
  --muted:       #64748b;
  --border:      #e2e8f0;
  --radius:      10px;
  --radius-lg:   16px;
  --shadow:      0 2px 12px rgba(30,58,95,.10);
  --shadow-lg:   0 8px 32px rgba(30,58,95,.15);
  --font-base:   'Inter', system-ui, sans-serif;
  --font-head:   'Outfit', 'Inter', system-ui, sans-serif;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 18px; scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-base);
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: var(--gold-dark); }
a:hover { text-decoration: underline; }
ul { list-style: none; }

/* ── Typography ── */
h1 { font-family: var(--font-head); font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 800; line-height: 1.2; }
h2 { font-family: var(--font-head); font-size: clamp(1.4rem, 3vw, 2rem); font-weight: 700; line-height: 1.3; }
h3 { font-family: var(--font-head); font-size: clamp(1.1rem, 2vw, 1.4rem); font-weight: 700; line-height: 1.4; }
p  { font-size: 1rem; line-height: 1.75; }

/* ── Container ── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
.container-sm { max-width: 740px; margin: 0 auto; padding: 0 20px; }

/* ── Top bar ── */
.top-bar {
  background: var(--navy2);
  color: rgba(255,255,255,.85);
  font-size: .8rem;
  padding: 8px 0;
  text-align: center;
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}
.top-bar span { display: flex; align-items: center; gap: 5px; }
.top-bar svg { width: 14px; height: 14px; flex-shrink: 0; }

/* ── Header ── */
.site-header {
  background: var(--navy);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,.2);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo-mark {
  width: 40px;
  height: 40px;
  background: var(--gold);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo-mark svg { width: 22px; height: 22px; color: var(--navy); }
.logo-text { line-height: 1.2; }
.logo-text strong { display: block; color: #fff; font-family: var(--font-head); font-size: 1.1rem; font-weight: 800; }
.logo-text small { color: rgba(255,255,255,.65); font-size: .75rem; }
.header-cta {
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  font-size: .9rem;
  padding: 11px 22px;
  border-radius: var(--radius);
  text-decoration: none;
  white-space: nowrap;
  transition: background .2s;
}
.header-cta:hover { background: var(--gold-dark); color: #fff; text-decoration: none; }

/* ── Buttons ── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.05rem;
  padding: 15px 32px;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: transform .15s, background .2s, box-shadow .2s;
  box-shadow: 0 4px 14px rgba(217,119,6,.3);
}
.btn-primary:hover { background: var(--gold-dark); color: #fff; transform: translateY(-1px); box-shadow: 0 6px 20px rgba(217,119,6,.4); text-decoration: none; }
.btn-primary:active { transform: translateY(0); }
.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--navy);
  font-weight: 600;
  font-size: .95rem;
  padding: 13px 24px;
  border-radius: var(--radius);
  border: 2px solid var(--navy);
  cursor: pointer;
  text-decoration: none;
  transition: background .2s, color .2s;
}
.btn-outline:hover { background: var(--navy); color: #fff; text-decoration: none; }

/* ── Hero ── */
.hero {
  background: var(--navy);
  color: #fff;
  padding: 64px 0 80px;
  position: relative;
  overflow: hidden;
}
/* Subtle dot pattern left side */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 0;
}
/* Photo — right side, fades left into navy */
.hero-photo {
  position: absolute;
  right: 0;
  top: 0;
  height: 100%;
  width: 50%;
  object-fit: cover;
  object-position: right center;
  display: block;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,.5) 25%, black 55%);
  mask-image:         linear-gradient(to right, transparent 0%, rgba(0,0,0,.5) 25%, black 55%);
  pointer-events: none;
}
.hero-inner {
  position: relative;
  z-index: 1;
  max-width: 600px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(217,119,6,.2);
  border: 1px solid rgba(217,119,6,.4);
  color: #fbbf24;
  font-size: .82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  padding: 5px 12px;
  border-radius: 20px;
  margin-bottom: 20px;
}
.hero-badge svg { width: 13px; height: 13px; }
.hero h1 { color: #fff; margin-bottom: 20px; }
.hero h1 .highlight { color: #fbbf24; }
.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,.82);
  margin-bottom: 28px;
  max-width: 580px;
}
.hero-stat-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 36px;
}
.hero-stat {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius);
  padding: 14px 20px;
  text-align: center;
  flex: 1;
  min-width: 140px;
}
.hero-stat strong { display: block; font-family: var(--font-head); font-size: 1.6rem; font-weight: 900; color: #fbbf24; }
.hero-stat span { font-size: .8rem; color: rgba(255,255,255,.7); }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.hero-note { margin-top: 16px; font-size: .82rem; color: rgba(255,255,255,.55); display: flex; align-items: center; gap: 6px; }
.hero-note svg { width: 14px; height: 14px; }

/* ── Social proof strip ── */
.proof-strip {
  background: var(--gold-light);
  border-top: 3px solid var(--gold);
  padding: 16px 0;
}
.proof-inner {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
  align-items: center;
}
.proof-item {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: .88rem;
  font-weight: 600;
  color: var(--navy);
}
.proof-item svg { width: 16px; height: 16px; color: var(--green); flex-shrink: 0; }

/* ── Problem section ── */
.section { padding: 64px 0; }
.section-alt { background: var(--white); }
.section-title { text-align: center; margin-bottom: 12px; }
.section-sub { text-align: center; color: var(--muted); font-size: 1rem; margin-bottom: 48px; max-width: 580px; margin-left: auto; margin-right: auto; }

.problem-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
  margin-top: 40px;
}
.problem-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 22px;
}
.problem-card .icon {
  font-size: 1.8rem;
  margin-bottom: 10px;
}
.problem-card h3 { font-size: 1rem; margin-bottom: 6px; }
.problem-card p { font-size: .88rem; color: var(--muted); line-height: 1.6; }

/* ── Quiz section ── */
.quiz-section {
  background: var(--navy);
  padding: 64px 0;
}
.quiz-section .section-title { color: #fff; }
.quiz-section .section-sub { color: rgba(255,255,255,.7); }

.quiz-wrap {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  max-width: 680px;
  margin: 0 auto;
}

/* Progress bar */
.quiz-progress-bar {
  height: 5px;
  background: var(--border);
}
.quiz-progress-fill {
  height: 100%;
  background: var(--gold);
  transition: width .4s ease;
}
.quiz-header-bar {
  padding: 12px 40px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
@media (max-width: 768px) {
  .quiz-header-bar { padding: 10px 20px 0; }
}

.quiz-step { display: none; padding: 36px 40px; }
.quiz-step.active { display: block; }

.quiz-step-counter {
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--gold-dark);
  margin-bottom: 8px;
}
.quiz-step h2 {
  font-size: 1.3rem;
  margin-bottom: 6px;
}
.quiz-step .quiz-sub {
  font-size: .9rem;
  color: var(--muted);
  margin-bottom: 24px;
}

/* Option cards */
.quiz-options {
  display: grid;
  gap: 12px;
}
.quiz-options.cols-2 { grid-template-columns: 1fr 1fr; }
.quiz-options.cols-3 { grid-template-columns: repeat(3, 1fr); }

.quiz-option {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--bg);
  border: 2px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 18px;
  cursor: pointer;
  transition: border-color .15s, background .15s, transform .1s;
  text-align: left;
  font-size: .95rem;
  font-weight: 600;
  color: var(--text);
  width: 100%;
}
.quiz-option:hover { border-color: var(--gold); background: var(--gold-light); transform: translateY(-1px); }
.quiz-option.selected { border-color: var(--navy); background: #e8f0fe; }
.quiz-option .opt-icon {
  font-size: 1.5rem;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  border-radius: 8px;
  flex-shrink: 0;
  border: 1px solid var(--border);
}
.quiz-option .opt-text { line-height: 1.3; }
.quiz-option .opt-text small { display: block; font-size: .78rem; color: var(--muted); font-weight: 400; margin-top: 2px; }

/* Quiz result */
.quiz-result { padding: 36px 40px; display: none; }
.quiz-result.active { display: block; }
.result-header { text-align: center; margin-bottom: 28px; }
.result-amount {
  font-family: var(--font-head);
  font-size: 3rem;
  font-weight: 900;
  color: var(--green);
  display: block;
  margin: 8px 0;
}
.result-label { font-size: 1rem; color: var(--muted); }
.result-disclaimer { font-size: .78rem; color: var(--muted); margin-top: 6px; }
.result-items { margin: 20px 0; }
.result-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: .9rem;
}
.result-item:last-child { border-bottom: none; }
.result-item strong { color: var(--text); }
.result-item .amount { color: var(--green); font-weight: 700; font-family: var(--font-head); }
.result-cta-box {
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
  margin-top: 24px;
}
.result-cta-box p { color: rgba(255,255,255,.75); font-size: .9rem; margin-bottom: 16px; }
.result-cta-box strong { display: block; color: #fff; font-size: 1.1rem; margin-bottom: 8px; }

/* Lead form inside result */
.lead-form { text-align: left; margin-top: 16px; }
.lead-form .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 12px; }
.lead-form .form-group { margin-bottom: 12px; }
.lead-form label { display: block; font-size: .82rem; font-weight: 700; color: rgba(255,255,255,.8); margin-bottom: 5px; }
.lead-form input {
  width: 100%;
  background: rgba(255,255,255,.12);
  border: 1.5px solid rgba(255,255,255,.25);
  border-radius: var(--radius);
  color: #fff;
  font-size: .95rem;
  padding: 11px 14px;
  outline: none;
  transition: border-color .15s;
}
.lead-form input::placeholder { color: rgba(255,255,255,.4); }
.lead-form input:focus { border-color: var(--gold); }
.lead-form .consent-row {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: .8rem;
  color: rgba(255,255,255,.65);
  margin-bottom: 16px;
}
.lead-form .consent-row input[type=checkbox] { margin-top: 3px; accent-color: var(--gold); flex-shrink: 0; width: 16px; height: 16px; }
.lead-form .consent-row a { color: #fbbf24; }
.lead-form .submit-btn {
  width: 100%;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1rem;
  padding: 15px;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  transition: background .2s, transform .15s;
}
.lead-form .submit-btn:hover { background: var(--gold-dark); color: #fff; transform: translateY(-1px); }

/* Quiz back button */
.quiz-back {
  background: none;
  border: none;
  color: var(--muted);
  font-size: .85rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 0;
  margin-top: 20px;
}
.quiz-back:hover { color: var(--navy); }
.quiz-back svg { width: 14px; height: 14px; }

/* ── How it works ── */
.how-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 24px;
  margin-top: 40px;
  position: relative;
}
.how-card {
  text-align: center;
  padding: 28px 20px;
}
.how-number {
  width: 56px;
  height: 56px;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-head);
  font-size: 1.4rem;
  font-weight: 900;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}
.how-card h3 { font-size: 1rem; margin-bottom: 8px; }
.how-card p { font-size: .88rem; color: var(--muted); }

/* ── Benefits list ── */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 16px;
  margin-top: 40px;
}
.benefit-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.benefit-icon {
  width: 48px;
  height: 48px;
  background: var(--gold-light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--gold-dark);
}
.benefit-icon svg { width: 22px; height: 22px; }
.benefit-item h3 { font-size: .95rem; margin-bottom: 4px; }
.benefit-item p { font-size: .82rem; color: var(--muted); line-height: 1.5; }
.benefit-item .amount-tag {
  display: inline-block;
  background: var(--green-light);
  color: var(--green);
  font-size: .75rem;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 4px;
  margin-top: 5px;
}

/* ── CTA Banner ── */
.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
  padding: 64px 0;
  text-align: center;
}
.cta-banner h2 { color: #fff; margin-bottom: 12px; }
.cta-banner p { color: rgba(255,255,255,.75); margin-bottom: 28px; }

/* ── Scenario cards ── */
.scenario-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 40px;
}
.scenario-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 24px;
}
.scenario-card h3 { font-size: 1rem; font-weight: 700; margin-bottom: 10px; color: var(--navy); }
.scenario-card p  { font-size: .9rem; line-height: 1.7; color: var(--text); margin-bottom: 14px; }
.scenario-label {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--gold-dark);
  background: var(--gold-light);
  border-radius: 4px;
  padding: 2px 8px;
  margin-bottom: 10px;
}
.scenario-total  { font-size: .92rem; font-weight: 700; color: var(--green); margin-bottom: 6px; }
.scenario-source { font-size: .74rem; color: var(--muted); }

/* ── Trust section ── */
.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
  margin-top: 36px;
}
.trust-item {
  text-align: center;
  padding: 20px;
}
.trust-item .trust-icon {
  width: 52px;
  height: 52px;
  background: var(--gold-light);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 12px;
  color: var(--gold-dark);
}
.trust-item .trust-icon svg { width: 24px; height: 24px; }
.trust-item h3 { font-size: .95rem; margin-bottom: 4px; }
.trust-item p { font-size: .82rem; color: var(--muted); }

/* ── FAQ ── */
.faq-list { max-width: 720px; margin: 40px auto 0; }
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 10px;
  overflow: hidden;
}
.faq-q {
  width: 100%;
  background: var(--white);
  border: none;
  padding: 18px 22px;
  text-align: left;
  font-size: .98rem;
  font-weight: 700;
  color: var(--text);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.faq-q svg { width: 18px; height: 18px; flex-shrink: 0; color: var(--gold-dark); transition: transform .3s; }
.faq-item.open .faq-q svg { transform: rotate(180deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease, padding .3s;
  background: var(--bg);
  padding: 0 22px;
  font-size: .9rem;
  color: var(--muted);
  line-height: 1.7;
}
.faq-item.open .faq-a { max-height: 600px; padding: 16px 22px; }

/* ── Footer ── */
.site-footer {
  background: var(--navy2);
  color: rgba(255,255,255,.7);
  padding: 48px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
.footer-brand p { font-size: .85rem; line-height: 1.7; margin-top: 12px; }
.footer-brand .logo-text strong { font-size: .9rem; }
.footer-col h4 {
  color: #fff;
  font-size: .85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 14px;
}
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a { color: rgba(255,255,255,.65); font-size: .85rem; text-decoration: none; }
.footer-col ul li a:hover { color: var(--gold); text-decoration: none; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 20px;
  font-size: .70rem;
  line-height: 1.6;
  color: rgba(255,255,255,.55);
}
.footer-bottom .reg-info { color: rgba(255,255,255,.38); margin-top: 5px; }

/* ── Cookie banner ── */
.cookie-banner {
  position: fixed;
  bottom: 20px;
  left: 20px;
  right: 20px;
  max-width: 520px;
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  box-shadow: 0 8px 32px rgba(0,0,0,.3);
  z-index: 9999;
  display: none;
}
.cookie-banner.show { display: block; }
.cookie-banner h4 { font-size: 1rem; margin-bottom: 8px; color: #fff; }
.cookie-banner p { font-size: .83rem; color: rgba(255,255,255,.75); margin-bottom: 14px; }
.cookie-banner p a { color: var(--gold); }
.cookie-btns { display: flex; gap: 10px; }
.btn-cookie-accept {
  background: var(--gold);
  color: var(--navy);
  border: none;
  font-weight: 700;
  font-size: .85rem;
  padding: 9px 18px;
  border-radius: 8px;
  cursor: pointer;
}
.btn-cookie-essential {
  background: transparent;
  color: rgba(255,255,255,.75);
  border: 1px solid rgba(255,255,255,.3);
  font-size: .85rem;
  padding: 9px 18px;
  border-radius: 8px;
  cursor: pointer;
}

/* ── Legal content ── */
.legal-body {
  max-width: 760px;
  margin: 0 auto;
  padding: 48px 20px;
}
.legal-body h1 { margin-bottom: 8px; }
.legal-body .updated { color: var(--muted); font-size: .85rem; margin-bottom: 32px; }
.legal-body h2 { font-size: 1.15rem; margin: 28px 0 10px; color: var(--navy); }
.legal-body p { font-size: .95rem; margin-bottom: 12px; color: #333; }
.legal-body ul  { list-style: disc; padding-left: 22px; margin-bottom: 12px; }
.legal-body ol  { list-style: decimal; padding-left: 22px; margin-bottom: 12px; }
.legal-body ul li, .legal-body ol li { font-size: .95rem; color: #333; margin-bottom: 5px; }
.legal-body table { width: 100%; border-collapse: collapse; font-size: .88rem; margin-bottom: 16px; }
.legal-body th { background: var(--navy); color: #fff; padding: 10px 12px; text-align: left; }
.legal-body td { padding: 9px 12px; border-bottom: 1px solid var(--border); }
.legal-body tr:nth-child(even) td { background: var(--bg); }

/* ── Page hero ── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: #fff;
  padding: 40px 0;
}
.page-hero h1 { color: #fff; margin-bottom: 6px; font-size: 1.8rem; }
.page-hero p { color: rgba(255,255,255,.75); font-size: .95rem; }

/* ── Thank-you page ── */
.thankyou-wrap {
  max-width: 580px;
  margin: 64px auto;
  text-align: center;
  padding: 0 20px;
}
.thankyou-icon {
  width: 80px;
  height: 80px;
  background: var(--green-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--green);
}
.thankyou-icon svg { width: 40px; height: 40px; }
.next-steps { background: var(--bg); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; margin: 28px 0; text-align: left; }
.next-steps h3 { margin-bottom: 14px; font-size: 1rem; }
.next-step { display: flex; gap: 12px; margin-bottom: 14px; align-items: flex-start; font-size: .9rem; }
.next-step-num { width: 28px; height: 28px; background: var(--navy); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .8rem; font-weight: 700; flex-shrink: 0; }

/* ── Responsive ── */
@media (max-width: 768px) {
  html { font-size: 16px; }
  .top-bar { gap: 12px; font-size: .75rem; }
  .top-bar span:nth-child(n+3) { display: none; }
  .header-cta { padding: 10px 16px; font-size: .85rem; }
  .hero { padding: 40px 0 56px; }
  .hero-photo { display: none; }
  .hero-inner { max-width: 100%; }
  .hero-stat-row { gap: 8px; }
  .hero-stat { padding: 10px 12px; min-width: 0; flex: 1 1 0; }
  .hero-stat strong { font-size: 1.2rem; }
  .hero-stat span { font-size: .72rem; }
  .quiz-step { padding: 24px 20px; }
  .quiz-result { padding: 24px 20px; }
  .quiz-options.cols-2, .quiz-options.cols-3 { grid-template-columns: 1fr; }
  .lead-form .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 24px; }
  .footer-col:nth-child(2), .footer-col:nth-child(3) { display: none; }
  .result-amount { font-size: 2.2rem; }
}
@media (max-width: 480px) {
  .hero-btns { flex-direction: column; }
  .btn-primary { width: 100%; justify-content: center; }
  .proof-inner { gap: 14px; }
}